
I am a licensed REALTOR® providing real estate guidance for relocators, first-time buyers, and land or build buyers in Northern Kentucky and Greater Cincinnati. Many of my clients are navigating significant transitions, including moving from out of state, purchasing their first home, or evaluating land or new construction, and want clear explanations, realistic expectations, and steady representation throughout the process.
I approach real estate as an advisory role rather than a sales process. My focus is on preparation, communication, and helping clients understand the implications of each decision before moving forward.
I grew up in a military household where relocation was frequent, which gave me early exposure to the logistics and realities of moving, preparing homes, and adapting to new communities. That experience shapes how I work today, particularly with relocation clients and buyers facing unfamiliar markets.
My professional background in education and publishing reinforces the importance of clarity and context. I believe clients make better decisions when they fully understand their options, timelines, and risks, especially during major life transitions.
Relocation planning for clients moving into or out of Northern Kentucky
First-time buyer education and step-by-step guidance
Land and build feasibility, including zoning and utility considerations
USDA-eligible areas and non-traditional financing pathways
Select complex property types, including short-term rental and mixed-use properties, on a case-by-case basis
Boylan Catholic High School, Rockford, Illinois
San Luis Obispo High School, California
Associate Degree in Literature Arts with emphasis in Science and Mathematics, Cuesta College, San Luis Obispo, California
Kentucky Real Estate Commission License No. 301706
Ongoing coursework in contracts, compliance, finance, and ethics
REALTOR® with Sibcy Cline’s Florence office, licensed to represent clients throughout the Commonwealth of Kentucky. While my license is state-specific, I regularly assist clients navigating moves beyond Kentucky by coordinating with established professionals in other markets.
Founder and publisher of Grant County Magazines through Five W’s Media. Built and managed a quarterly publication mailed to thousands of households, overseeing editorial planning, sponsor relations, advertising design, and brand development.
More than a decade of experience as a private tutor for K–12 and college-level students, with a focus on comprehension, study skills, and confidence building. This work sharpened my ability to explain complex material clearly and patiently.
Operations and event management experience in fine dining and winery environments, including membership operations and large-scale events, requiring precision, adaptability, and high-level client service.
My family has called Kentucky home since 2015, with ties to Burlington, Walton, Williamstown, and Georgetown. I remain involved in local schools, youth activities, and community projects. Outside of work, I value time at home, gardening, cooking, traveling, and spending time outdoors with my children.
Real estate decisions mark moments of change and transition. I believe each step deserves clarity, preparation, and professional advocacy. The Five W’s—who, what, when, where, and why—guide how I evaluate situations, frame decisions, and support my clients throughout the process.
Buying or selling property is rarely simple. Clear guidance and thoughtful planning matter.
I welcome the opportunity to assist.
Call or text 859-414-1320 or email kramos@sibcycline.com to begin the conversation.
REALTOR® is a federally registered collective membership mark identifying a real estate professional who is a member of the National Association of REALTORS® and subscribes to its Code of Ethics.